Podiatrists Professional Liability

podiatrist liability When it comes to selecting a medical malpractice insurance carrier for your podiatric practice, you have a choice. More and more podiatrists are placing their trust in Podiatry PLUS, a premier podiatry professional liability insurance program designed specifically for your practice. In the states of Minnesota and Wisconsin, HSA Insurance Services is the exclusive agent for the Podiatry Plus Program.

Program Features and Coverage

  • Definition of an insured includes your partners, directors and officers, the corporation, and your employees, and temporary substitute podiatrists.
  • Defense costs for defending a covered claim are paid in addition to the coverage limits.
  • Various limit options are available up to $1 million/$3 million
  • Prior acts coverage may be available for prior claims-made policies.
  • Free extended reporting period "Tail" at Retirement after 5 years of continuous coverage.
  • Consent to Settle Provision
  • Personal and Advertising Injury Coverage
  • Contractual liability coverage for contracts with HMOs, PPOs, IPAs, or similar organizations.
  • Peer Review, Disciplinary Hearing or Other Regulatory Actions
  • First Aid Coverage pays up to $5,000 in expenses for first aid or emergency medical care due to an occurrence caused by a podiatric incident.
  • Medical Waste Legal Expense pays up to $50,000 per suit/$50,000 aggregate for the legal expense incurred by you from a civil action alleging a violation of a law or regulation governing the disposal of medical waste.
  • Medicare/Medicaid Legal Expense - This optional coverage pays up to $30,000 per action/$30,000 aggregate for legal expense you incur in defense of a federal or state agency audit, investigation, administrative proceeding or legal action relating to your participation in the Medicare or Medicaid programs.

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Please note. This is an overview of the policies offered by our agency. These coverage's are not automatically included with every policy and are subject to the terms, conditions, guidelines and state availability. Only the insurance policy can provide the actual terms.